Some people dream of spreadsheets. Others tolerate them. But many business owners never wanted to moonlight as accountants in the first place. Still, the reality is this: without a grip on finances, even the most creative ventures stall. Managing money doesn’t mean you have to be fluent in tax code or able to read a balance sheet like a bedtime story. What it does mean is developing a rhythm, a few non-negotiable habits, and knowing which hills to climb alone and which ones demand a guide. The truth is,